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Homeowners insurance typically covers the structure of your home and other structures on your property, personal property, liability protection, and additional living expenses in case of a covered loss.
The cost of homeowners insurance varies depending on location, the size and age of the home, the coverage limits, and other factors. On average, homeowners insurance costs around $1,000 per year.
Some discounts available for homeowners insurance include multi-policy discounts, claims-free discounts, and loyalty discounts. Additionally, some insurers may offer discounts if you take proactive measures to secure your home, such as installing a security system